Fos is at 'pivotal point', says chief executive
![Fos is at 'pivotal point', says chief executive](https://www.ft.com/__origami/service/image/v2/images/raw/https%3A%2F%2Fs3-eu-west-1.amazonaws.com%2Ffta-ez-prod%2Fez%2Fimages%2F7%2F3%2F1%2F4%2F2704137-1-eng-GB%2Fnausica.jpg%3Fv1?width=615&source=ftadviser)
As clients deal with big life changes, such as marriage, divorce, ill-health, retirement, children and end-of-life care needs, they will need a financial plan that can help them weather whatever comes their way. This hub from FTAdviser will explore ways that advisers can protect their clients' wealth while providing for the unexpected.