“You’re starting to see savings rates slightly rising in the market as well, so you could say in six months time, saving rates are slightly higher, there’s no BoE scheme, and rates therefore may be slightly higher in future months.”
But Sellar adds: “We’d never have predicted rates to fall where they’ve fallen to, so who knows what happens next.”
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Chloe Cheung is a features writer at FTAdviser
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